August 23, 2017

Homeowners Insurance

The biggest investment most people will ever make is in their home. That’s why it makes sense to protect the sizable financial investment you’ve made in your own home with a comprehensive homeowners plan.
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Contact us today for more information about Homeowners Insurance or fill out our online quote form.

Are you familiar with the STAR (School Tax Relief) Exemption?

If you are receiving this credit, or would like to, the following form must be completed before the end of the year:

http://www.tax.ny.gov/pit/property/star13/default.htm

Click here for Frequently Asked Questions


Your home purchase is an investment deserving the protection that only an experienced insurance professional can provide.

Basic Protection You Need For                                                                             Special features you can choose for additional security

  • Your home                                                                                                       *Home Replacement Guarantee
  • Other buildings or structures on your property                                                * Replacement Cost on Contents
  • Your personal belongings - furniture, clothing, appliances, etc.                      * Additional Coverage Form
  • Additional living expenses

Home Maintenance Checklist - Spring Cleaning Tips

Below is a home maintenance check list offering spring cleaning tips and advice to get your home's systems in good working order for the upcoming warmer months.

1. Have your air conditioning system professionally serviced.

2. Change/clean HVAC air filters.

3. Clear debris from around the outside air conditioner and remove the cover if applicable.

4. Inspect windows and doors to make sure they function properly. Replace if necessary.

5. Check putty around window panes and weather stripping around windows and doors. Fix as needed.

6. Check window and door screens and replace or repair as needed.

7. Check locks, latches, and hinges on your doors and windows. Replace or repair as needed.

8. Trim back trees and shrubs as needed to eliminate over hanging branches and improve curb appeal.

9. “Open” your pool for the swimming season. Make sure your pump and filtration systems work effectively and that your chemicals are balanced.

10. Pressure wash your home’s exterior and apply touch up paint as required to address paint failure.

11. Remove leaves, small branches and debris from gutters, downspouts and down-spout extensions so that water properly drains away from your home.

12. Look for sagging or otherwise damaged gutter components and repair if necessary.

13. Inspect your basement or crawl space for dampness.

14. Turn on water to outdoor faucets. Turn on irrigation system, check sprinkler heads and make needed repairs.

15. Clean the screens on roof vents and louvers.

16. Examine caulking around sink, tubs and showers. Reapply if necessary.

17. Remove early signs of bird and stinging insect nests from eaves, ledges, etc.

18. Check foundation walls and wooden areas at or near ground level for signs of termites and other wood boring insects.