New York Individual Disability Insurance

Individual disability insurance is used to replace lost income if you are disabled or cannot work due to an injury or illness. At King-Clark Co Inc, we can tailor a New York disability insurance policy to fit your individual needs. Many studies say that Americans can have a long-term disability by the age of 65, so this complement to your health insurance is necessary.

An individual disability insurance policy is a good way to cover income losses even with those who have some employer-paid coverage. Typically, disability premiums paid by you are not taxes but employer-paid benefits are. There are 2 types of individual disability insurance policies - long-term and short-term.

Basic ways of disability insurance in New York

• Individual disability income policy
• Social Security disability benefits
• Employer paid benefits

Let a King-Clark Co Inc agent explain the different options you have when considering individual disability insurance in Malone, New York including the Brushton, Chateaugay, Chazy, Massena, and Saranac Lake areas.